Life insurance

By Michael Culligan  |  07 March 2018

Michael Culligan discusses the key issues for 2018, including IFRS 17 implementation and the 2018 regulatory agenda.

By Takanori Hoshino, Kurt Lambrechts, Sjoerd Brethouwer, William C. Hines  |  01 March 2018

While IFRS 17 provides little guidance about coverage units, insurers may be able to find quick but reasonable choices from current modeling philosophy or certain existing standards such as U.S. GAAP.

By Kurt Lambrechts, Moussa Ouédraogo, Dominik Sznajder, Tim Vandenabeele, Peter Franken, Kamiel van Langen  |  26 January 2018

This report is a summary of the Solvency and Financial Condition Reports for the main players in the life, non-life and health insurance business in Belgium, focussing on a subset of insurers in the Belgian market.

By Stuart Reynolds, Neil Christy  |  26 January 2018

This report analyses the European life insurance market, covering 200 companies from 13 countries and representing approximately £422 billion of Gross Written Premium and approximately £4,175 billion of gross Technical Provisions.

By Padraic O'Malley, Andrew Kay  |  25 January 2018

The loss absorbing capacity of deferred tax (LACDT) is one of the key elements of a company’s Solvency Capital Requirement (SCR).

By Henny Verheugen  |  22 January 2018

This article discusses the possible implications of each of the three approaches to transition to IFRS 17 and why insurers will need to choose their options carefully.

By Kurt Lambrechts, Moussa Ouédraogo, Kamiel van Langen, Peter Franken  |  22 January 2018

This report summarises the Solvency and Financial Condition Reports of the main players in the life and non-life insurance business in Luxembourg.

By Carl A. Friedrich, Susan J. Saip  |  19 January 2018

A 2017 Milliman survey of key life insurance industry competitors captured historical data and company perspectives on a range of term life insurance issues.

28 December 2017

Automated underwriting and new data sources are making insurance possible for many people who would previously have found it too expensive – or even not available at all.

28 December 2017

Big Data can now provide you with the most likely scenario of how and when you will meet your end. So what will it mean for the future of risk management and lifestyle planning?

By Ellen Matthews, Sinéad Clarke  |  08 December 2017

To help prepare for Solvency II reporting throughout 2018, we have prepared a briefing note detailing Solvency II reporting deadlines in 2018 and the changes in the reporting framework relative to the previous year.

By Sinéad Clarke  |  07 December 2017

This analysis of European life insurers’ first set of Solvency and Financial Condition Reports covers 200 companies from 13 countries, representing approximately €475 billion of gross written premium and approximately €4,700 billion of gross technical provisions.

By Thomas Bulpitt, Andrew Gilchrist, Philip Simpson, Andrew Kay  |  07 December 2017

This paper focuses on the choice of calculation methodology for the Risk Adjustment that forms part of the Fulfilment Cash Flows under the General Model in IFRS 17.

By Karl Murray, Eamonn Phelan  |  06 December 2017

Conduct risk management is still evolving, and this paper looks at recent and ongoing developments from around the globe.

By David Kirk, David Kirk, Morne de Vos  |  30 October 2017

While life insurers have historically been required to appoint a statutory actuary to fulfil some of the tasks expected of the Head of the Actuarial Control Function, this is a new requirement for short-term insurers.

By William C. Hines, Andrew Kay, Padraic O'Malley, Henny Verheugen  |  19 October 2017

Our IFRS 17 Seminar provided a detailed view of the requirements, methodology and practical challenges involved in implementing the new insurance contract standard, IFRS 17.

By Craig McCulloch  |  18 October 2017

The power of sophisticated analysis, combined with more effective communication from advisers taking into account behavioural biases, can help investors achieve their goals like never before.

By Scott Mitchell, Kevin Manning, Eamonn Phelan  |  13 October 2017

In this short paper, Kevin Manning, Eamonn Phelan and Scott Mitchell explore the re-emergence of ILS in the life industry and the benefits ILS can bring for life insurers and reinsurers in the context of the evolving regulatory and accounting environment and an increasing focus on pro-active management of risks, capital and liquidity.

By Neil Dissanayake, Peter Lin  |  09 October 2017

The FTSE 100 dropped by 0.7% in September and the Eurostoxx 50 index returned over 5% during the month.

By Neil Dissanayake, Peter Lin  |  19 September 2017

European equity markets posted mixed results in August with geopolitical tensions leading to increased volatility during the month.