This issue includes:
-     Retirement solutions: The role of fixed-term annuities
   
 by Christopher Lewis, Robert Bugg
- Reliance Mutual case study
    
 by Oliver Gillespiee, Greg Campbell
- EMIR is fast approaching: What does this mean for long-term financial guarantees?
   
 by Neil Dissanayake, Elliott Varnell
-  Reaching the tipping point for equity release
   
 by Colette Dunn, Philip Simpson
-  What is a future management actions plan?
  
 by Russell Osman, Jillian Wood