Based on our analysis of 769 solo companies that conduct primarily non-life business across 13 European Union (EU) member states and the United Kingdom and Gibraltar, we have found that financial resilience has increased in 2021. Our research report covering last year offers analysis of the following: 

• Solvency coverage ratios: How did the European companies do? 
• Solvency capital requirements and minimum capital requirements: Where is the risk?
• Own funds
• Main balance sheet items
• Underwriting